Auto Insurance Discounts in Washington
Reader’s Question:
My name is Watson from Spokane, Washington. . I speak for every car owner here when I ask: How can we get ourselves a cheaper auto insurance premium? Discounts, discounts, discounts.
Watson
Spokane, WA
Spoken like a true Washingtonian. Sorry, just had to say that. Now that it’s out of my system, let’s go to your question.
How to get cheaper insurance premium? Most, if not all, insurance companies extend discounts for various reasons. If you have had no accidents listed in your insurance history in the last three to five years, you will get a discount. If you buy other policies (homeowners, renters) from the same company, you will get multiline discount. If you own more than one car and you get insurances from the same auto insurance company for all of them, that’s another discount for you (multi vehicle discount). Buy a very safe car, one with side airbags, for example, you get a discount for it. Some companies will look at what you do and give you discounts. They would offer discounts to teachers, engineers and scientists with good driving records. They have noticed that educators, scientists, and engineers are generally good drivers and that they tend to be meticulous and take care of their vehicles. Also, insurance companies are aware that some occupations have lower risks than others. Teaching and farming are at the top of the list of low risk jobs. In a nutshell, it’s still about risk factor. Insurance companies look at your risk factor, if it’s low, you’re okay.
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