Drunk Driving DUI Insurance in Washington
Reader’s Question:
What are the implications of DUI to my car insurance here in , Washington? I suppose it can’t be a good thing.
Bill
Spokane, WA
Since when has drunk driving been a good thing? I suppose you already know about the license suspension, lawyer fees and fines. I’m assuming here that you did get convicted of drunk driving. Well, in case you haven’t spent enough yet, on top of everything, you have to worry about higher premium prices for your vehicle insurance–that is if you are lucky. Some insurance companies will actually cancel your policy. And bet the top of your legs that you’re going to have a hard time looking for new automotive insurance. So, let’s say that your company decides to keep you, you lucky son of whatever, as one of their policy holders. You then will be branded as high risk. Your car insurance company is required to submit an SR-22 to your DMV there. It is a document that gives proof that you have the minimum required coverage, and more importantly, it reestablishes your driving privileges.
If you’re thinking that this is easy enough to handle, that it was all worth it since you had so much fun drinking, let me tell you now that not all insurance companies offer SR-22s. Check out your insurance laws there in Spokane, WA to find out. And one last thing, stop being an idiot. Don’t drink and drive. 
Washington SR22 Insurance
Reader’s Question:
I live in Washington. How long do I have to carry sr22 auto insurance?
Gio
Thank you for asking Gio.
If a driver is required to get an SR-22 then he or she must maintain it for 3 years in the state of Washington. the amount of time you are required to carry sr-22 depends on the conviction or offense.
Theres a lot of reason why a person is mandated by the state to carry the financial responsibility certificate. Some of the reasons are: driver’s license suspension reinstatement due to a DUI, driving without insurance or a subsequent offense of leaving a child unattended in a running vehicle, etc
When you are eligible to reinstate your driver license, you need to file future proof of financial responsibility first for 3 years from the date you are eligible to restore your license.
Below is a Revised Code of Washington 46.29.600 titled Duration of proof
– When proof may be canceled or returned states the following
(1) The department shall upon request consent to the immediate cancellation of any bond or certificate of insurance, or the department shall direct and the state treasurer shall return to the person entitled thereto any money or securities deposited pursuant to this chapter as proof of financial responsibility, or the department shall waive the requirement of filing proof, in any of the following events:
(a) At any time after three years from the date such proof was required when, during the three-year period preceding the request, the department has not received record of a conviction, forfeiture of bail, or finding that a traffic infraction has been committed which would require or permit the suspension or revocation of the license of the person by or for whom such proof was furnished; or
(b) In the event of the death of the person on whose behalf such proof was filed or the permanent incapacity of such person to operate a motor vehicle; or
(c) In the event the person who has given proof surrenders his license to the department;
Your call the Washington State Department of Licensing to get more information.
Goodluck!
MariCAR
How Long Do I Have To Carry SR22 Auto Insurance in Washington
Reader’s Question:
I was convicted of moving violation and was required to carry an sr-22. Its been more than three years already? Do I still need to carry it? How do I cancel it?
Tim
Thank you for asking Tim.
It looks like you were required to carry an sr22 or proof of Financial Responsibility in Washington. The sr22 is an Insurance Certificate that you need to carry to reinstate your drivers license after a suspension because of many reasons of moving violations. From the information that you provided, it is true that in this kind of situation, one must carry an insurance for three years.
To get more information if your period for carrying the SR-22 for your driving offense is over already, you may contact the Washington Department of Licensing (DOL) that required you to get the SR-22. They will be able to tell you all the information you need in case your required time period to carry the sr22 is up already.
Goodluck!
MariCAR
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