What Is The Fine Cost For Driving Without Auto Insurance in Washington?
Reader’s Question:
Can you please tell me the fine if I drive without an insurance in the state of Washington?
Markus
Thank you for asking Markus.
Washington State mandatory insurance law, listed in Title 46 of the Revised Code of Washington (RCW), states that motorist must carry with them an insurance identification card showing proof that you have a valid vehicle insurance policy. The current mandatory limits for WA are 25/50/10.
These numbers stand for:
$25,000 total for bodily injury per person,
$50,000 total for bodily injury coverage per accident and
$10,000 total for property damage per accident.
If you are found driving a motor vehicle without having proof of insurance or of the mandatory insurance law you are committing an infraction. This violation of the law is punishable by a minimum fine of $250. There may be other fees that can be added to this fine.To get more information of the exact amount of your fine you may contact the court on the ticket.
A ticket for driving without insurance is like any other moving violation and will become part of your WA driving record.
To make sure you have at least the Washington state minimum auto insurance coverages so to avoid penalties, you may contact your insurance company.
Goodluck!
MariCAR
I Live In Washington Do I Have to Pay My Out of State Ticket?
Reader’s Question:
What will my happen if I ignore the speeding ticket I received in the state of Texas? I live in Washington.
Denver
Thank you for asking Denver.
Texas and state of Washington are both members of Drivers License Compact (DLC) and Non-Resident Violator Compact. This means that member report information regarding traffic violations that a motorist received back to the person’s home state. So the court in Texas will inform the Washington Department of Licensing of your violation.
In addition to that, the Non-Resident Violator Compact requires member states to suspend or revoke the driver’s license of those who get tickets for traffic violations in other states. Since WA and TX are both part of this it looks like that if you do not take care of the issue the Texas speeding ticket that Washington State could suspend your drivers license until you did take care of the TX ticket.
You may want to read the Revised Code of Washington (RCW) Chapter 46.23 regarding Washington’s participation in the Nonresident Violator Compact to get more information about it.
The ticket will likely stay with you until you take care of it. you may want to check with a traffic ticket lawyer to get more in formation information on this.
Goodluck!
MariCAR
Washington SR22 Insurance
Reader’s Question:
I live in Washington. How long do I have to carry sr22 auto insurance?
Gio
Thank you for asking Gio.
If a driver is required to get an SR-22 then he or she must maintain it for 3 years in the state of Washington. the amount of time you are required to carry sr-22 depends on the conviction or offense.
Theres a lot of reason why a person is mandated by the state to carry the financial responsibility certificate. Some of the reasons are: driver’s license suspension reinstatement due to a DUI, driving without insurance or a subsequent offense of leaving a child unattended in a running vehicle, etc
When you are eligible to reinstate your driver license, you need to file future proof of financial responsibility first for 3 years from the date you are eligible to restore your license.
Below is a Revised Code of Washington 46.29.600 titled Duration of proof
– When proof may be canceled or returned states the following
(1) The department shall upon request consent to the immediate cancellation of any bond or certificate of insurance, or the department shall direct and the state treasurer shall return to the person entitled thereto any money or securities deposited pursuant to this chapter as proof of financial responsibility, or the department shall waive the requirement of filing proof, in any of the following events:
(a) At any time after three years from the date such proof was required when, during the three-year period preceding the request, the department has not received record of a conviction, forfeiture of bail, or finding that a traffic infraction has been committed which would require or permit the suspension or revocation of the license of the person by or for whom such proof was furnished; or
(b) In the event of the death of the person on whose behalf such proof was filed or the permanent incapacity of such person to operate a motor vehicle; or
(c) In the event the person who has given proof surrenders his license to the department;
Your call the Washington State Department of Licensing to get more information.
Goodluck!
MariCAR
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