Washington State SR22
Reader question:
Can you tell me the sort of coverage which will come with my Washington state SR22 auto insurance policy, if I buy just the minimum amount?
Jacob
Glad you asked, Jacob.
Washington state SR22 insurance can be bought with a fairly small amount of coverage, at least compared to a few other states. Since Washington is an at fault car insurance state, all you need to purchase to meet the minimum requirements of the auto insurance laws is liability coverage. Liability coverage includes property and injury liability. The property liability is the coverage for those damages made by the person who is found at fault for the accident (if said person is you), while the injury liability is for the injuries of the driver/passengers of the vehicle found not to be at fault, but not for the drivers or passengers of the at fault vehicle.
In Washington state SR22 policies, you must have the following amounts of each one of these:
- A $50,000 injury liability limit per crash, with $25,000 alotted to each person.
- $10,000 in property damage liability.
Cheers,
Fashun Guadarrama.
I Need Full Coverage Auto Insurance In Washington
Reader’s Question:
Can you please tell me what will be required to get a full coverage of insurance. I live in the state of Washington.
Regine
Thank you for asking Regine.
A full coverage requirement is usually set by your finance company and not by a state. According to the Washington Insurance Commissioner collision and comprehensive may be required by your lender until you have the car completely paid off.
In Washington state, you are required to have car insurance when you drive. If you operate a car that is registered in Washington, you need to have car insurance policy with limits of at least:
* $25,000 of bodily injury or death of one person in any one accident
* $50,000 of bodily injury or death of two or more persons in any one accident
* $10,000 of injury to or destruction of property of others in any accident (property damage)
The Washington state laws require bodily injury and property damage liability insurance. If your car is registered in the state, you must place this in your insurance. If you are financing a car, you are likely to be required to get the full coverage. The state would not require this of you but the lien holder or title holder of the car.
Goodluck!
MariCAR
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