Hi there. I would like to know if my Washington auto insurance company will notify me if they will not be renewing my policy before it policy will expires? I hope they do so I would have more time to find other company.

Michelle

East Seattle, WA

Generally yes, most Washington auto insurance company will notify you in advance whether they will not going to renew your policy.

In Washington State auto insurance companies are required to provide a twenty (20) day written notice with regards to non-renewal of a personal auto car insurance policy and a ten (10) written notice for cancellation due to non-payment of premium.

If you would like to know more information regarding this I suggest that you contact states insurance regulator. They will be able to give you more understanding what the insurance laws in your state regarding cancellation or non renewal notice or Washington auto insurance companies. They will also be able to inform you how much time are given to policyholders once the insurance company decides not to renew them.

If a pedestrian gets hit by a vehicle in Shoreline Washington, which car insurance is primary?

George

Shoreline, WA

If the automobile driver was at fault in the accident in Shoreline Washington and had personal injury protection (PIP) normally this would be primary and would extend to the pedestrian they caused injury to. The bodily injury liability coverages of the driver would be secondary.

The Washington State law does not require drivers to have personal injury protection coverage, but an insurance carrier must offer it to policyholders.

If you as a pedestrian is is at fault due to dodging into traffic in front of a vehicle, jaywalking or or some other negligent act, then you would need to check if you own personal injury protection coverages (if you have this as part of your own auto insurance) would cover you and if not then your own health or medical insurance.

If you know someone who was a pedestrian hit by a vehicle and suffered injuries and you need more consumer advice on how to put an insurance claim, then contact the WA Office of Insurance Commissioner directly.