New Car Insurance Rates in Washington

Reader’s Question:

I live in Washington. I just want to know how long do I have to get an insurance after I purchased a car?

Mikaela

Thank you for asking Mikaela.

According to the Office of the Insurance Commissioner for Washington state, the State requires individuals that drives a motor vehicle to have liability insurance. There is no grace period for liability.

In addition to that, insurance regulator for the state of Washington states that all insurance providers have different time requirements to add a newly acquired car to the insurance policy. You may contact your insurance provider to get information regarding grace period for adding that newly acquired motor vehicle to your existing insurance policy. Most dealers require physical damage coverage on the car before it leaves the dealership.

If you have car insurance already on other vehicles and purchase a new car that needs to be added to your insurance policy you may contact your insurance company to make know if your insurance policy will extend to the new car for a certain amount of time or if you must add the car immediately to the policy to be covered.

If you do not have a car insurance policy yet on any vehicles but is planning to buy a car then you will need to get car insurance before leaving the lot with the car normally.

Goodluck!

MariCAR