Washington Auto Insurance Company
Reader’s Question:
Hi there. I would like to know if my Washington auto insurance company will notify me if they will not be renewing my policy before it policy will expires? I hope they do so I would have more time to find other company.
Michelle
East Seattle, WA
Generally yes, most Washington auto insurance company will notify you in advance whether they will not going to renew your policy.
In Washington State auto insurance companies are required to provide a twenty (20) day written notice with regards to non-renewal of a personal auto car insurance policy and a ten (10) written notice for cancellation due to non-payment of premium.
If you would like to know more information regarding this I suggest that you contact states insurance regulator. They will be able to give you more understanding what the insurance laws in your state regarding cancellation or non renewal notice or Washington auto insurance companies. They will also be able to inform you how much time are given to policyholders once the insurance company decides not to renew them.
Washington Car Insurance Quotes
Reader’s Question:
How long after purchasing a vehicle do you have to obtain insurance in the State of Washington? What do I need to do to get a free quote?
Carl
Spokane, WA
According to the Office of the Insurance Commissioner for Washington state, the State requires individuals that operates a motor vehicle to have liability insurance. There is no grace period for car insurance liability.
The Washington state insurance regulator states that all insurance providers have different time requirements to add a newly acquired car to the policy. You would need to verify with your insurance company to know if there is a grace period for adding that new car to your existing policy.
If you do not already have an car insurance policy on any cars but are purchasing a vehicle then normally you will need to get insurance before leaving the lot with the vehicle. You can provide an insurance provider information on the car in advance so that the policy can be started.
To get a quote, just ask, call, email or submit your zip code to the advertisers to start the quote process.
Washington Auto Insurance Rate
Reader’s Question:
I received a speeding ticket followed by an accident 30 days after in Washington State. How long will this affect my auto insurance rate?
Kevin
Bellevue, WA
Insurance providers in Washington may charge you more if you have been involved in an accident or have been convicted of one or more moving violations. This is referred to as surcharge. In addition to that, the more claims you file, the more likely your auto insurance rates will increase.
Since the Washington State insurance regulator does not provide any information that suggests the state has a restriction then it will be up to the individual insurance companies’ rating system to determine how long the citations and accident can affect your auto insurance rates. An insurance company will normally rate you on traffic violations and accidents for a period of 3, 5 or 7 years.
Basically the WA DOL ticket and the accident will both stay on your driving record for five years so it likely will be 3 or 5 years that your insurance company will rate you on these incidents. To find from your current insurance carrier and find out how long the speeding ticket and accident (plus claims if there were ones made) can affect your car insurance rates contact your agent.
New Car Insurance Rates in Washington
Reader’s Question:
I live in Washington. I just want to know how long do I have to get an insurance after I purchased a car?
Mikaela
Thank you for asking Mikaela.
According to the Office of the Insurance Commissioner for Washington state, the State requires individuals that drives a motor vehicle to have liability insurance. There is no grace period for liability.
In addition to that, insurance regulator for the state of Washington states that all insurance providers have different time requirements to add a newly acquired car to the insurance policy. You may contact your insurance provider to get information regarding grace period for adding that newly acquired motor vehicle to your existing insurance policy. Most dealers require physical damage coverage on the car before it leaves the dealership.
If you have car insurance already on other vehicles and purchase a new car that needs to be added to your insurance policy you may contact your insurance company to make know if your insurance policy will extend to the new car for a certain amount of time or if you must add the car immediately to the policy to be covered.
If you do not have a car insurance policy yet on any vehicles but is planning to buy a car then you will need to get car insurance before leaving the lot with the car normally.
Goodluck!
MariCAR
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