Will Out of State Speeding Ticket Affect My Washington Car Insurance Rate?

Reader’s Question:

I received a speeding ticket in the state of Virginia. What will happen to my premium in Washington? Will that increase my rate?

Robert

Thank you for asking Robert.

Washington DC state and Virginia are both member states of the Driver License Compact (DLC). This means that the reckless driving ticket that you obtained from VA will appear on your driving record in Washington DC.

The DC DMV states that motorist obtain points for certain traffic infractions, whether the offense happens in the Washington or in other states. If you are found liable at a hearing and fail to pay a ticket within the required time, or are convicted of a traffic violation in court, the DC DMV will assess points in the violation. The number of points you will get depends on the type of infraction.

If the DC assigns you points for reckless driving ticket it would be 12 points and suspension of your license. If its assessed as a speeding ticket, the points would be substantially less.

Goodluck!

MariCAR

WA Auto Insurance Quote

Reader’s Question:

My son received a speeding ticket in the state of Nevada, is it true that this will not go in his driving record in the state of Washington. What if you get involved in an accident and its not your fault, will it still be put in your driving record?

Sarah

Thank you for asking Sarah.

States records on a driver’s motor vehicle records (MVR) if an accident has occurred involving them, but do not assign who is at fault. Collisions involving non-commercial cars stays on the individual’s driving record for 5 years from the date of collision. Collisions that involves commercial cars remain on the record for 10 years.

The state of Washington documents accidents on your driving record to show involvement, but the WA Department of Licensing (DOL) does not determine fault for the collisions.

Regarding the speeding ticket that your son received, both NV and WA are members of the Drivers License Compact. This means that Nevada’s DMV should share the information regarding the moving violation to Washington’s DOL.

Some states that are part of this Compact do not to assess points or put the out of state infraction on the individual’s driving record, but others do.

Goodluck!

MariCAR

What Is The Fine Cost For Driving Without Auto Insurance in Washington?

Reader’s Question:

Can you please tell me the fine if I drive without an insurance in the state of Washington?

Markus

Thank you for asking Markus.

Washington State mandatory insurance law, listed in Title 46 of the Revised Code of Washington (RCW), states that motorist must carry with them an insurance identification card showing proof that you have a valid vehicle insurance policy. The current mandatory limits for WA are 25/50/10.

These numbers stand for:

$25,000 total for bodily injury per person,

$50,000 total for bodily injury coverage per accident and

$10,000 total for property damage per accident.

If you are found driving a motor vehicle without having proof of insurance or of the mandatory insurance law you are committing an infraction. This violation of the law is punishable by a minimum fine of $250. There may be other fees that can be added to this fine.To get more information of the exact amount of your fine you may contact the court on the ticket.

A ticket for driving without insurance is like any other moving violation and will become part of your WA driving record.

To make sure you have at least the Washington state minimum auto insurance coverages so to avoid penalties, you may contact your insurance company.

Goodluck!

MariCAR