Will Out of Town Speeding Ticket Affect Car Insurance Rates?

Reader’s Question:

I received a ticket in Arizona and I just want to know if how much this will affect my insurance rate in where Im licensed, Washington. Thank you.

Carmi

Thank you for asking Carmi.

Washington and Arizona are both members of the Drivers License Compact. This means that the Arizona courts will share your traffic ticket and violation back to the Washington Department of Licensing (DOL), your home state.

The WA DOL site states that they keep a record of traffic violations, convictions for vehicle violations and for failure to appear or respond to traffic citation on every motorist in the state. This information is obtained by clerk of the courts and licensing agencies so it would show that the out of state information reported to the DOL would also be put on your WA driving record. You may check with the DOl to get more information about this..

If the Arizona traffic ticket is placed on your WA driving record then your insurance provider will be able to see it the next time they pull up your motor vehicle record (MVR). You may contact your insurance company to find out how much this violation can affect your insurance rate.

Goodluck!

MariCAR

WA Auto Insurance Quote

Reader’s Question:

My son received a speeding ticket in the state of Nevada, is it true that this will not go in his driving record in the state of Washington. What if you get involved in an accident and its not your fault, will it still be put in your driving record?

Sarah

Thank you for asking Sarah.

States records on a driver’s motor vehicle records (MVR) if an accident has occurred involving them, but do not assign who is at fault. Collisions involving non-commercial cars stays on the individual’s driving record for 5 years from the date of collision. Collisions that involves commercial cars remain on the record for 10 years.

The state of Washington documents accidents on your driving record to show involvement, but the WA Department of Licensing (DOL) does not determine fault for the collisions.

Regarding the speeding ticket that your son received, both NV and WA are members of the Drivers License Compact. This means that Nevada’s DMV should share the information regarding the moving violation to Washington’s DOL.

Some states that are part of this Compact do not to assess points or put the out of state infraction on the individual’s driving record, but others do.

Goodluck!

MariCAR

I Live In Washington Do I Have to Pay My Out of State Ticket?

Reader’s Question:

What will my happen if I ignore the speeding ticket I received in the state of Texas? I live in Washington.

Denver

Thank you for asking Denver.

Texas and state of Washington are both members of Drivers License Compact (DLC) and Non-Resident Violator Compact. This means that member report information regarding traffic violations that a motorist received back to the person’s home state. So the court in Texas will inform the Washington Department of Licensing of your violation.

In addition to that, the Non-Resident Violator Compact requires member states to suspend or revoke the driver’s license of those who get tickets for traffic violations in other states. Since WA and TX are both part of this it looks like that if you do not take care of the issue the Texas speeding ticket that Washington State could suspend your drivers license until you did take care of the TX ticket.

You may want to read the Revised Code of Washington (RCW) Chapter 46.23 regarding Washington’s participation in the Nonresident Violator Compact to get more information about it.

The ticket will likely stay with you until you take care of it. you may want to check with a traffic ticket lawyer to get more in formation information on this.

Goodluck!

MariCAR

How Long Do I Have To Carry SR22 Auto Insurance in Washington

Reader’s Question:

I was convicted of moving violation and was required to carry an sr-22. Its been more than three years already? Do I still need to carry it? How do I cancel it?

Tim

Thank you for asking Tim.

It looks like you were required to carry an sr22 or proof of Financial Responsibility in Washington. The sr22 is an Insurance Certificate that you need to carry to reinstate your drivers license after a suspension because of many reasons of moving violations. From the information that you provided, it is true that in this kind of situation, one must carry an insurance for three years.

To get more information if your period for carrying the SR-22 for your driving offense is over already, you may contact the Washington Department of Licensing (DOL) that required you to get the SR-22. They will be able to tell you all the information you need in case your required time period to carry the sr22 is up already.

Goodluck!

MariCAR