Car Insurance Quotes Washington
Reader’s Question:
I just bought a car here in Washington State. What’s my grace period for getting car insurance to avoid getting a penalty?
Jenny
Seattle WA
There’s no grace period for a liability coverage according to the Insurance Commissioner of Washington state. Also, the grace period to adding another vehicle to your insurance policy would be different from one company to another. It is important then to check with your insurer the maximum time required to file or add your newly bought vehicle to your existing policy. Most dealers would often require a physical damage coverage before it leaves the dealership.
If you’re replacing an old car to your policy, most insurers would extend that existing policy to your new car. If you’re adding a new car to your policy, you could inquire whether they would extend your existing policy for a certain amount of time or should you add the new vehicle to your policy with the required coverage.
If you’re just about to get an insurance policy on your car, then it is more practical to give your preferred auto insurance company an update on the type of car you’re planning to buy before it actually leaves the dealership. Request your dealership a fax of the car information to work with your insurer the practical coverage to apply.
Auto Insurance In Washington
Reader’s Question:
I have auto insurance in Washington. I was just wondering if my car insurance will be effective in the state of California.
Jane
Seattle WA
It depends on your situation.
If you live in Washington and your vehicle is registered in WA and you want to just visit California, then typically your WA car insurance would conform to CA car insurance 
requirements.
If you go to school in CA but are still keeping your WA residence then your car insurance in Seattle WA may continue to cover you in CA. You will need to contact your car insurance company to be certain that you will be covered while you are in California.
If you plan to move to California, then you will need to register and insure your car in CA. If your car insurance company in WA also does business in California then you can just request to change it over to a new policy in California.
If you want to be sure that your car insurance in Washington state would also be effective in the state of California, I suggest that you speak with your car insurance agent.
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